University of the Punjab.

Dr. Muhammad Usman is working as Assistant Professor. He has done PhD. Business Administration from a triple-accredited (AACSB, EQUIS, AMBA) School of Management and Economics, Beijing Institute of Technology (BIT), Beijing, China.
He has completed his Post doctorate from School of Management, Jiangsu University, China. He has more than 10 years of teaching & research experience. His research interest areas are related to Behavioural Finance, Business Strategic Decision Making, Digital Economy and Sustainable Economic Development.